Debt

September Savings?

by mom on October 13, 2009

Yeah, not so much. We bought a new furnace and AC unit which will EVENTUALLY save money for us, but it put us $8000 more in debt. Read more about that here. Along with the new furnace and AC, we have had to have home energy audits completed which have cost us about $400. We have had to purchase many prescriptions as my health benefits have ended in October, as I am now self-employed with my home daycare. And now I have had to cancel my home daycare for a week due to this H1N1 business that we are dealing with; so paying for the above expenses accrued in September is going to be impossible. We will have start with small steps and pay off what we can- when we can.

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Staying at Home and Saving on Child Care

May 6, 2009

We own our home. We don’t OWN it, but we are paying off a mortgage. Our car is paid off, we have no commercial debt AND the government owes US money! I’d say that we are doing pretty darn good on 1 salary. This is our first month without my maternity leave benefits and we [...]

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Consolidating Debt to Save Money

March 13, 2009

In February we started the process to remortgage our home to consolidate our debt. Today is our closing date and now we are consumer DEBT FREE! As I had recently decided to stay home with our 2 small children, we needed to lower our

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